WHAT DOES IT ACTUALLY MEAN TO CO-SIGN FOR A MORTGAGE? There seems to be some confusion about what it actually means to co-sign on a mortgage and you know that where there is confusion, your trusted mortgage professional seeks to offer clarity. Let’s take a quick look at why you may be asked to co-sign […]

3 STEPS TO KEEP YOUR CREDIT IN CHECK If you have have overextended yourself with credit card debt, or have consolidated all of your consumer debt into your mortgage, or are at the point where you just want to cancel your credit cards, we have the 3 steps for you to follow to get your […]

10 FIRST TIME HOMEBUYER MISTAKES If you’re on the hunt for your first home and want to have a smooth and successful home purchasing experience avoid these common first-time homebuying mistakes. 1. Thinking you don’t need a real estate agent You might be able to find a house on your own but there are still […]

FED POINTS TO RISING CONFIDENCE LEAVING RATES UNCHANGED The Federal Open Market Committee (FOMC) reiterated in their press release today that the labor market is strengthening and the economy continues to expand at a moderate pace. The consumer is doing most of the heavy lifting as business investment remains soft, but both business and consumer […]

A CONVERSATION ABOUT MORTGAGE PRE-APPROVALS Thinking of buying a property, but don’t know where to start? Well… that’s where a mortgage pre-approval comes in. Start here. Just like you wouldn’t go into a restaurant without having enough money to buy your meal, so you shouldn’t start shopping for a home without an understanding of how […]

FIXED VS VARIABLE RATE MORTGAGE – WHAT’S THE BETTER CHOICE AND WHY? In today’s market, variable and fixed rates are not too far apart. This makes most people think that the fixed rate is the way to go as it’s often viewed as the safest option. Many believe that variable rate mortgages are for the […]

HOW A DLC MORTGAGE BROKER CAN REALLY HELP YOU! While it’s certainly easy to be intimidated by the prices that you might see as you browse MLS into the wee hours of the night, mortgage interest rates are still at a historical low.  If you’re looking at purchasing for the first time, you’re thinking, “What […]

SUMMARY OF THE NEW MORTGAGE MARKET There have been a lot of changes in the mortgage market over the past few months so many Canadian’s plans regarding homeownership may have shifted quite a bit from last year. First, new qualification rules came to pass in October where even though actual contract rates are sitting at […]

https://www.bchousing.org/housing-assistance/bc-home-partnership This program offered by the BC Government is proven to be interesting and has its draws and definitely its drawbacks.  Please contact me for further details!