Bank of Canada Holds Steady Amid Continued Trade Uncertainty ( in English –prime rate is not dropping like we hoped it would)
December 4, 2019
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Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.80%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.09%
- $477.88
- 2.79%
- $462.54
- $15.34
-
- 1 Year
- 3.14%
- $480.46
- 1.79%
- $413.39
- $67.07
-
- 2 Years
- 3.19%
- $483.05
- 1.79%
- $413.39
- $69.66
-
- 3 Years
- 3.49%
- $498.74
- 1.79%
- $413.39
- $85.36
-
- 4 Years
- 3.74%
- $512.02
- 1.79%
- $413.39
- $98.63
-
- 5 Years
- 4.59%
- $558.49
- 1.84%
- $415.77
- $142.72
-
- 7 Years
- 5.35%
- $601.69
- 2.54%
- $449.96
- $151.73
-
- 10 Years
- 5.60%
- $616.23
- 2.94%
- $470.17
- $146.05
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Apply NowI’m sorry I haven’t written to you sooner but I wanted to send you a big THANK YOU! So much has happened in such a short amount of time that I lost track of time. I hope you and your family are doing well and have not been affected negatively by the recent events.
You honestly kept us sane and held our hand through a very difficult process and we couldn’t have done it without you. I was talking to my friend about it today and I can’t believe how fast everything happened and how much work went into it.
I just wanted to send you a short update: We have had the keys for a bit over a month and have been busy giving the place a facelift (new paint, new lights, etc.). We haven’t moved in yet and currently waiting to replace the flooring (carpet out, hardwood floors in). We are learning tricks and trades but can safely say that we will never go into home renovations for a livelihood. Mad respect for anyone who does it!
Anyway, thank-you, thank-you, thank-you!!! We also received your card and it was so lovely and meaningful. I hope we will get to work together again in the future!
Best,
Nazila and Mandy
We would like to take this opportunity thank you for working with us
to redo our mortgage! It was quick and easy and we really
appreciated everything you did for us!
Thank you!
B & T Halvorsen
Jen is one of the most thorough, honest and helpful brokers I’ve ever worked with. She presented me with options to keep me on budget and provided me with all the information I needed to know to make the right choice for purchasing my home. She knows the market and secured a rate prior to it going up, saving me thousands of dollars. I received thorough and prompt responses when I asked my crazy questions and she worked closely with my realtor, Ian Jules, to keep me feeling secure on my choice – she was a huge asset to me making the decision to purchase my home, on my own. Jen would be a great asset to anyone trying to get or secure the best mortgage!
Thank you Jen, Tucker and I love our new home!
~A. Boyd,
Shawnigan Lake, BC
Jen was referred to us by our realtor and we couldn’t have been more happy with our mortgage experience! Jen provided us with expert knowledge, recommendations, exceptional service and great referrals to other services and professionals. We went through the entire home financing process online and over the phone without actually meeting Jen, which is the only unfortunate part of the experience.
K. Graham & M. Yu
You have no idea how much you have helped me offering the deposit financing. I didn’t know this was something that was available and am so thankful to you. This has given me peace of mind to know that I can pay my moving expenses and deposit for my new home before I receive the funds from the sale of my home. You are my angel Jen Thank you
S Talebi
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. I have over 17 years experience in the financial services industry, previously having worked for 2 major banks, TD and RBC before becoming a broker over 6 years ago.
While a bank only offers the products from their particular institution, I have access to over 50 lenders including major banks, credit unions and other financial institutions, thru DLC Modern Mortgage Group. I offer my clients more choice, and access to hundreds of mortgage products! As a result, you, as my client, benefit from the trust, confidence, and security of knowing you are getting the best mortgage for your needs.
On a personal note I am born and raised on Vancouver Island! I have 2 kids that are growing up way too fast and have a huge love for animals. My daughter is extremely smart and doing very well in school and my son keeps me busy with his competive lacrosse programs he is involved in.
The largest purchase in a person’s lifetime is their home. Whether you are a first time home buyer, a home owner taking out equity for pleasure or investment or simply renewing your mortgage, I can provide you with professional unbiased advice to help in your mortgage decision making process.
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