Bank of Canada Holds Policy Rate Steady Today, the Bank of Canada once again held the policy rate steady at 2.25%. This is the bottom of the Bank’s estimate of the neutral overnight rate, where monetary policy is neither expansionary nor contractionary. With inflation hovering at 2.4% and core inflation falling to 2.0%, the Governing […]

Canadian Inflation Falls More Than Expected to 1.8% in February Canada’s inflation rate slowed by more than expected last month, before the oil shock of the Iran war. The yearly inflation rate fell to 1.8% in February from 2.3% in January, Statistics Canada reported on Monday. Justin Trudeau introduced a temporary GST/HST break on a […]

Refinancing or Switching Your Mortgage in BC: What You Should Know By Jen Lowe – Mortgage Broker Whether you’re trying to save money, access equity, or simplify your finances, refinancing or switching your mortgage are two powerful options — but they’re often misunderstood. Every homeowner’s situation is unique, especially here in British Columbia where markets, […]

Fixer Upper or Purchase Plus Improvements Mortgage: What BC Buyers Need to Know By Jen Lowe – Mortgage Broker You’ve found “the one” — a home with amazing bones in British Columbia — but it needs work. Maybe it’s cosmetic, maybe it’s structural, maybe it’s just not move-in ready. So what are your options? Do […]

The Ultimate First-Time Home Buyer’s Guide in British Columbia By Jen Lowe – Mortgage Broker Buying your first home in BC is exciting — but if you’re staring at soaring prices, confusing programs, and mortgage math that feels like a foreign language, you are not alone. The good news? There are programs, incentives, and strategies […]

Down Payment 101: What You Need to Know in British Columbia By Jen Lowe – Mortgage Broker Whether you’re a first-time homebuyer in Victoria, Vancouver, Kelowna, or anywhere across BC, one question I get asked way more than it should be is: “How much money do I actually need to buy a home?” So let’s […]

How to Get a Mortgage When You’re New to Canada (BC Edition) By Jen Lowe – Mortgage Broker New to British Columbia — and Canada — and thinking about buying your first home? Great! It’s absolutely possible. But let’s cut through the noise and get straight to what actually matters here in BC when you’re […]

Separated But Still on the Mortgage: What You Need to Know in British Columbia By Jen Lowe – Mortgage Broker Separation is stressful enough — but when you’re both still on the mortgage for your home, confusion and financial risk can skyrocket if you don’t know what you can and can’t do. In British Columbia, […]

Can You Get a Mortgage After a Consumer Proposal or Bankruptcy? By Jen Lowe – Mortgage Broker If you’ve ever wondered whether a consumer proposal or bankruptcy means you’re permanently locked out of homeownership, here’s the honest answer: No — but you need a strategy. Let’s talk about how lenders actually view proposals and bankruptcies, […]