Refinancing or Switching Your Mortgage in BC: What You Should Know By Jen Lowe – Mortgage Broker Whether you’re trying to save money, access equity, or simplify your finances, refinancing or switching your mortgage are two powerful options — but they’re often misunderstood. Every homeowner’s situation is unique, especially here in British Columbia where markets, […]

Fixer Upper or Purchase Plus Improvements Mortgage: What BC Buyers Need to Know By Jen Lowe – Mortgage Broker You’ve found “the one” — a home with amazing bones in British Columbia — but it needs work. Maybe it’s cosmetic, maybe it’s structural, maybe it’s just not move-in ready. So what are your options? Do […]

The Ultimate First-Time Home Buyer’s Guide in British Columbia By Jen Lowe – Mortgage Broker Buying your first home in BC is exciting — but if you’re staring at soaring prices, confusing programs, and mortgage math that feels like a foreign language, you are not alone. The good news? There are programs, incentives, and strategies […]

Down Payment 101: What You Need to Know in British Columbia By Jen Lowe – Mortgage Broker Whether you’re a first-time homebuyer in Victoria, Vancouver, Kelowna, or anywhere across BC, one question I get asked way more than it should be is: “How much money do I actually need to buy a home?” So let’s […]

How to Get a Mortgage When You’re New to Canada (BC Edition) By Jen Lowe – Mortgage Broker New to British Columbia — and Canada — and thinking about buying your first home? Great! It’s absolutely possible. But let’s cut through the noise and get straight to what actually matters here in BC when you’re […]

Separated But Still on the Mortgage: What You Need to Know in British Columbia By Jen Lowe – Mortgage Broker Separation is stressful enough — but when you’re both still on the mortgage for your home, confusion and financial risk can skyrocket if you don’t know what you can and can’t do. In British Columbia, […]

Can You Get a Mortgage After a Consumer Proposal or Bankruptcy? By Jen Lowe – Mortgage Broker If you’ve ever wondered whether a consumer proposal or bankruptcy means you’re permanently locked out of homeownership, here’s the honest answer: No — but you need a strategy. Let’s talk about how lenders actually view proposals and bankruptcies, […]

CPI Inflation in Canada Fell A Tick to 2.3% Y/Y in January on Gasoline Price Decline The Consumer Price Index (CPI) rose 2.3% on a year-over-year basis in January, following a 2.4% increase in December. The gasoline price index was the largest contributor to the deceleration in headline inflation, with a larger decline in January than in […]

Housing Activity Fell in December, Rounding Out A Disappointing Year Today’s release of December housing data by the Canadian Real Estate Association (CREA) showed the market ended 2025 with declining sales and prices due to ongoing economic uncertainty. The number of home sales recorded over Canadian MLS® Systems declined 2.7% m/m in December. On an annual […]

Good News on the Inflation Front Will Keep the BoC on the Sidelines The Consumer Price Index (CPI) held steady at 2.2% year over year in November, as core inflation continued to ease. Accelerating costs for food and some other goods were offset by slowing price growth for services. In November, prices for services rose […]